Saving money is something we all want to get into the habit of doing more often. But where do we start?
The price of the weekly food shop is slowly creeping up each week, and when winter arrives, we know full well that our bills will increase dramatically as we pump more heat out of those radiators. We can’t help spending money; it’s essential to living a comfortable, hassle-free life. However, there are ways we can cut down on our spending and keep a little more money in our pockets for those luxuries. By teaming up with Rix, fuel suppliers who pride themselves on their low heating oil prices, we list some of the ways you can help save money in your family home.
Combat the cold… without turning the heating up.
It’s so easy to turn up that thermostat when the cold gets a little too much to bear. However, did you know that if you turn your heating down as little as 1 °C, it can cut down your yearly heating bill by 10%? Better still, you’ll probably not even notice the difference. As well as taking care of the initial money saving, there are other things you can do to keep out the cold. Consider sealing up gaps in windows or installing a draught excluder or two underneath doors. It’ll stop the cold air sneaking in and you’ll be able to keep in that heat circulating inside for longer.
It’s not just the heat you can save…
Saving energy in general can be a lot easier than you think. You can stick with the good old ways of turning off the lights when you’re not in those rooms, having a shower instead of a bath and turning off the taps when brushing your teeth, or you can go a step further. There are options to install low-flow toilets or drying your washing out on a clothes line instead of in a tumble dryer. Getting into the habit of being more careful with energy will be very beneficial for you.
Plan your food shop in advance.
And not only plan…stick to it! We’ve all gone shopping on an empty stomach and bought everything in sight to fill each and every craving. It’s really not good on our wallets! Buying the right food and in the right quantities is essential. Instead of grabbing the most convenient thing when you get hungry or ordering that take away at the weekend, buy in bulk, freeze what you can and don’t forget about using it up! Buying too much will result in food wastage, so only do that big food shop when it’s needed.
Reuse your items!
Instead of continuously buying items brand new, consider reusing to save yourself a little more time and money. Think of when you buy a ton of water bottles in bulk; a better way would be to buy one, good-quality plastic water bottle and fill it up from the tap every day. Think about the changes you can make before you choose a disposable item. Also take note that second hand products are just as good as those straight from the shelf. Instead of purchasing books straight from the bookstore, consider visiting local used book stores or charity shops for your next read!
Have more family nights in.
Entertaining the family can be a struggle when you’re on a budget. Days or nights out to the best attractions can become incredibly expensive, especially if you have a big family. Having a walk around the countryside or entertaining the kids at home with a few board games or a film can be a cost-free way of having fun. Save the bigger trips for special occasions or keep one day a month free for going somewhere exciting with the whole family. You’ll all enjoy it a lot more if it’s planned in advance!
Find a new hobby.
That gym membership or spontaneous online shop on your lunch break can really hit your bank balance hard without you realising it. Could you do your gym work out at home to save the monthly fees? Do the kids really need more toys? There are better ways to spend your time by starting up new hobbies for less. Try reading a new book or taking up gardening. There are so many new ways to enjoy those days off instead of feeling forced to splash the cash to enjoy your time.
Create a household budget!
A good way to plan how you spend your money after every pay slip is to work out how much you receive each month; how much you spend on bills and how much you have left afterwards. Sit down with the bill payers in your household and plan how much you can put aside for your food shop, medical necessities and any luxuries
This is a sponsored guest post, written by a third party.