How I Budget for Birthdays

My children were born in September, October and November, which makes the autumn an insanely busy and expensive time for birthdays, especially with Christmas in December too. People are shocked when I tell them that I have the money saved up for the children’s birthdays usually by the start of the year (and Christmas too), but I have always hated the idea of not having enough money to make their...

Christmas Gift Guide for Children

Christmas will be here before we know it. If you are anything like me, you’ll be getting into full festive mode round about now and starting to think about what to buy for friends and family. I thought I would kick off this year’s Christmas Gift Guide series with present ideas for children, as I often find them the hardest to buy for. With new toys, books and games coming...